Data compiled Oct 31, 2026 · public sources only

New construction homes under $400K in the Triangle

Short answer

As of our Oct 31, 2026 data, 85 of 121 priced, not-sold-out Triangle communities we track list a starting price under $400K, across 32 builders. The most are in Clayton, Lillington, Garner, Durham, Fuquay-Varina, Benson. Prices are the builders' published "from" prices, which are not what every home costs; HOA dues and property-tax rates are shown so you can compare the monthly cost. 3 price(s) are flagged unverified.

CommunityTownBuilderFromQuick move-insHOA/moTax rate per $100SchoolsBuilder survey scoreCurrent incentive
The Townes at Cape OverlookLillingtonSmith Douglas Homes$193,900 source—Not published1.2100Harnettnone foundUp to $10,000 closing cost assistance
Townes at North MainLillingtonDavidson Homes$213,000 source3 · from $224,000$691.2100Harnettnone found'As low as' (6.278% APR)
PowellAngierMattamy Homes$236,900 source6 · from $233,604Not published0.7400Harnettnone found—
Vaughan FarmsAngierMattamy Homes$238,900 source9 · from $247,202Not published0.7400Harnettnone found—
MiltonLillingtonNew Home Inc.$249,700 source13 · from $249,700Not published1.2100Harnettnone found—
Masons MillErwinTrue Homes$249,900 source—Not published1.1300Harnettnone found—
StonebarrowLillingtonMattamy Homes$254,900 source3 · from $292,065Not published1.2100Harnettnone found—
Medley ParkClaytonLGI Homes$257,900 source—Not published1.0000Johnston (JCPS)3.8/5 NewHomeSource TrustBuilder—
Wilson's WalkClaytonStarlight Homes$259,990 source3 · from $249,990Not published1.0000Johnston (JCPS)none found—
Marelli - Venture Collection (townhomes)SanfordLennar$261,990 source4 · from $309,990$1341.2050Lee3.9/5 NewHomeSource TrustBuilderRate buydowns and closing cost assistance on select homes (amounts not stated)
The Towns at North LakesFuquay-VarinaDream Finders Homes$269,900 source9 · from $289,900Not published0.9151Wake (WCPSS)none found2/1 temporary buydown (2.99% yr 1, 3.99% yr 2), FHA example, 5.959% APR
Rollman Farms TownhomesGarnerRyan Homes$269,990 source—Not published1.0721Wake (WCPSS)none found—
Towns at The PointRolesvilleAshton Woods$274,990 source3 · from $269,990Not published0.9371Wake (WCPSS)none found—
Parker Ridge Townes - Designer CollectionRolesvilleLennar$276,990 source—$200 (period not stated; unverified)0.9371Wake (WCPSS)3.9/5 NewHomeSource TrustBuilderRate buydowns and closing cost assistance on select homes (amounts not stated)
Griffin Farm TownesPittsboroRyan Homes$279,990 source—Not published1.0400Chathamnone found—
West PointeSanfordCentury Complete (Century Communities)$283,888 source9 · from $283,888Not published1.2050Leenone found—
Alder CreekBensonSmith Douglas Homes$284,900 source6 · from $318,990Not published1.1200Johnston (JCPS)none foundUp to $10,000 closing cost assistance
Oakwood TownesMebaneMeritage Homes$289,000 source8 · from $251,920Not published1.0505Orange County Schools4.7/5 Avid Ratings—
Kipling VillageFuquay-VarinaRyan Homes$289,990 source—Not published0.9151Wake (WCPSS)none found—
Fox Field FarmsBroadwayMattamy Homes$293,900 source2 · from $309,426Not published1.1400Leenone found—
Carpenter FallsDurhamCentex$296,990 source15 · from $249,990Not published1.0163Durham (DPS)4.4/5 NewHomeSource TrustBuilder—
Goldston FieldsBear CreekSmith Douglas Homes$298,990 source2 · from $401,990Not published0.6000Chathamnone foundUp to $10,000 closing cost assistance
Aster RidgeDurhamKB Home$299,377 source—Not published1.0163Durham (DPS)4.4/5 NewHomeSource TrustBuilder5/1 FHA ARM, 5.781% APR ("rates as low as")
Kennebec Crossing (townhomes)AngierRobuck Homes$299,500 source5 · from $415,800Not published0.7400Harnett4.5/5 Avid Ratings—
Overlook at Stoney Creek - Designer CollectionGarnerLennar$299,990 source—$1901.0721Wake (WCPSS)3.9/5 NewHomeSource TrustBuilderRate buydowns and closing cost assistance on select homes (amounts not stated)
Hawley GlenLillingtonD.R. Horton$299,990 source3 · from $320,990Not published1.2100Harnettnone foundIncentive funds: buyer picks the buydown OR closing costs
Seagrass LandingLillingtonMattamy Homes$301,900 source4 · from $345,483Not published1.2100Harnettnone found—
Arbor GlenSanfordSmith Douglas Homes$301,990 source6 · from $344,990Not published1.2050Leenone foundUp to $10,000 closing cost assistance
Laurel OaksSanfordD.R. Horton$302,990 source11 · from $293,650Not published1.2050Leenone foundIncentive funds: buyer picks the buydown OR closing costs
Wilson's RidgeWilson's MillsD.R. Horton$304,490 source10 · from $304,349Not published1.0100Johnston (JCPS)none foundIncentive funds: buyer picks the buydown OR closing costs
Southern EstatesSanfordAdams Homes$304,900 source14Not published1.2050Leenone found—
White Oak Creek CrossingAngierTrue Homes$305,900 source—Not published0.7400Harnettnone found—
Eagle's LandingBensonNational Home Corporation$306,990 source18 · from $301,990Not published1.1200Johnston (JCPS)none found—
Duncan's CreekLillingtonNew Home Inc.$309,700 source9 · from $339,700Not published1.2100Harnettnone found—
Emily GardensSelmaCaviness & Cates Communities$309,900 source7 · from $309,900Not published1.1100Johnston (JCPS)4.2/5 Avid Ratings—
Liberty CreekSmithfieldSmith Douglas Homes$310,990 source6 · from $323,990Not published0.9600Johnston (JCPS)none foundUp to $10,000 closing cost assistance
Finley LandingSmithfieldLennar$311,545 source3 · from $314,990$50 (period not stated; unverified)0.9600Johnston (JCPS)3.9/5 NewHomeSource TrustBuilderRate buydowns and closing cost assistance on select homes (amounts not stated)
Benson VillageBensonTrue Homes$319,900 source—Not published1.1200Johnston (JCPS)none found—
Buffalo TownesGarnerTaylor Morrison$320,000 source9 · from $299,999$155 (period not stated; unverified)1.0721Wake (WCPSS)none found—
Mews at Holding VillageWake ForestTri Pointe Homes$320,990 source5 · from $324,990$2100.9571Wake (WCPSS)none foundUp to $10,000 non-recurring closing costs
River GlenAngierMeritage Homes$324,000 source—Not published0.7400Harnett4.7/5 Avid Ratings—
The Preserve at Marks CreekKnightdaleGarman Homes$324,990 source5 · from $324,990$1100.9771Wake (WCPSS)4.5/5 GuildQuality—
North District at Flowers Plantation (townhomes)ClaytonTrue Homes$329,900 source—Not published1.0000Johnston (JCPS)none found—
PonderWendellGarman Homes$330,990 source5 · from $354,000$133——4.5/5 GuildQuality—
Crescent MillsClaytonStarlight Homes$332,990 source7 · from $323,990Not published1.0000Johnston (JCPS)none found—
Copper Run SouthDurhamD.R. Horton$333,190 source1 · from $325,700Not published1.0163Durham (DPS)none foundIncentive funds: buyer picks the buydown OR closing costs
Carolina Overlook (55+)ClaytonDel Webb$336,990 source10 · from $343,990Not published1.0000Johnston (JCPS)4.1/5 NewHomeSource TrustBuilder—
Providence CreekFuquay-VarinaMattamy Homes$338,900 source6 · from $353,694Not published0.9151Wake (WCPSS)none found—
Daniel FarmsBensonEastwood Homes$338,900 source—Not published1.1200Johnston (JCPS)none found'As low as' fixed; some rates use 2/1 temporary buydown
Wendell FallsWendellGarman Homes$339,890 source9 · from $339,890$1950.9571Wake (WCPSS)4.5/5 GuildQuality—
Black Forest PointeBensonEastwood Homes$339,900 source—Not published1.1200Johnston (JCPS)none found'As low as' fixed; some rates use 2/1 temporary buydown
Forestville TownsWake ForestDream Finders Homes$339,900 source7 · from $359,900Not published0.9571Wake (WCPSS)none found2/1 temporary buydown (2.99% yr 1, 3.99% yr 2), FHA example, 5.959% APR
Forestville StationWake ForestTaylor Morrison$339,999 source12 · from $299,999$160 (period not stated; unverified)0.9571Wake (WCPSS)none found—
The Knoll at White OakGarnerMcKee Homes$341,000 source11 · from $341,000Not published1.0721Wake (WCPSS)none found—
Allen ParkRaleighGarman Homes$346,000 source9 · from $350,000$155——4.5/5 GuildQuality—
The Walk at East VillageClaytonMcKee Homes$348,990 source6 · from $378,260Not published1.0000Johnston (JCPS)none found—
South Lake Townes at Flowers PlantationClaytonCaruso Homes$349,900 source7Not published1.0000Johnston (JCPS)none found—
Lawson GlenClaytonD.R. Horton$351,490 source8 · from $352,440Not published1.0000Johnston (JCPS)none foundIncentive funds: buyer picks the buydown OR closing costs
CheshireSmithfieldSmith Douglas Homes$351,990 source5 · from $349,990Not published0.9600Johnston (JCPS)none foundUp to $10,000 closing cost assistance
Swift Creek FarmClaytonD.R. Horton$352,900 source6 · from $344,990Not published1.0000Johnston (JCPS)none foundIncentive funds: buyer picks the buydown OR closing costs
Exchange at 401 price unverifiedRaleighPulte Homes$352,990 source8 · from $336,990Not published0.9091Wake (WCPSS)3.9/5 NewHomeSource TrustBuilder—
Griffin PlaceDurhamRyan Homes$356,490 source—Not published1.0163Durham (DPS)none found—
Olive BranchClaytonD.R. Horton$358,900 source4 · from $376,190Not published1.0100Johnston (JCPS)none foundIncentive funds: buyer picks the buydown OR closing costs
BloomFuquay-VarinaMattamy Homes$364,900 source2 · from $437,581Not published0.9151Wake (WCPSS)none found—
HelmsleyRaleighSmith Douglas Homes$366,990 source6 · from $366,990Not published0.9091Wake (WCPSS)none foundUp to $10,000 closing cost assistance
The PointRolesvilleAshton Woods$368,990 source9 · from $369,990Not published0.9371Wake (WCPSS)none found—
ClarabellaFuquay-VarinaMattamy Homes$369,900 source2 · from $453,505Not published0.9151Wake (WCPSS)none found—
Ford MeadowsGarnerEastwood Homes$369,900 source—$651.0721Wake (WCPSS)none found'As low as' fixed; some rates use 2/1 temporary buydown
HighgateClaytonChesapeake Homes$369,900 source4 · from $379,900Not published1.0000Johnston (JCPS)none found—
Country Lane - Classic SeriesClaytonMeritage Homes$372,000 source9 · from $316,000Not published1.0000Johnston (JCPS)4.7/5 Avid Ratings—
Copper Ridge at Flowers PlantationClaytonTrue Homes$374,900 source—Not published1.0000Johnston (JCPS)none found—
Golden Trace - Cottage CollectionGarnerLennar$374,990 source4 · from $374,990$1461.0721Wake (WCPSS)3.9/5 NewHomeSource TrustBuilderRate buydowns and closing cost assistance on select homes (amounts not stated)
Cameron CrossingDunnDream Finders Homes$374,990 source11 · from $364,500Not published1.1700Harnettnone found2/1 temporary buydown (2.99% yr 1, 3.99% yr 2), FHA example, 5.959% APR
Alder CreekBensonMcKee Homes$378,990 source3 · from $399,000Not published1.1200Johnston (JCPS)none found—
Overlook at Stoney Creek - Club CollectionGarnerLennar$379,990 source3 · from $359,990$1901.0721Wake (WCPSS)3.9/5 NewHomeSource TrustBuilderRate buydowns and closing cost assistance on select homes (amounts not stated)
NoVi at Chatham ParkPittsboroHomes by Dickerson$383,500 source4 · from $472,000Not published1.0400Chatham4.5/5 GuildQualityFixed
Running Brook TownesDurhamEastwood Homes$384,251 source—$1501.0163Durham (DPS)none found'As low as' fixed; some rates use 2/1 temporary buydown
Tucker PlaceRaleighKB Home$389,990 source—Not published0.9091Wake (WCPSS)4.4/5 NewHomeSource TrustBuilder5/1 FHA ARM, 5.781% APR ("rates as low as")
Avalon Place - Classic SeriesDurhamMeritage Homes$390,000 source10 · from $364,000Not published1.0163Durham (DPS)4.7/5 Avid Ratings—
Wesley Downs - Hanover CollectionDurhamLennar$390,990 source6 · from $399,990$1171.0163Durham (DPS)3.9/5 NewHomeSource TrustBuilderRate buydowns and closing cost assistance on select homes (amounts not stated)
Regency at Auburn Station - DiscoveryRaleighToll Brothers$391,995 source3 · from $399,000Not published0.9091Wake (WCPSS)none found30-year fixed, 5.76% APR (select homes)
The Grove Collection at SerenityFuquay-VarinaTri Pointe Homes$397,990 source6 · from $424,990$2450.9151Wake (WCPSS)none foundUp to $10,000 non-recurring closing costs
Everlee - Summit CollectionRaleighLennar$398,990 source10 · from $399,990$105 (period not stated; unverified)0.9091Wake (WCPSS)3.9/5 NewHomeSource TrustBuilderRate buydowns and closing cost assistance on select homes (amounts not stated)
South CreekChapel HillBeechwood Homes$399,000 source—Not published1.3284Chapel Hill-Carrboro (CHCCS)none found—
Eagles LandingLillingtonNew Home Inc.$399,700 source6 · from $449,700$421.2100Harnettnone found—

Sold-out communities are left out. "From" prices come from the cited source and change often.

Related: monthly cost calculator · incentives · HOA fees & taxes · Wake vs Johnston · under $300K · under $500K · most affordable builders

Questions answered from our data

Can you still find new construction under $400K near Raleigh?

Yes. In our Oct 31, 2026 data, 85 Triangle communities from 32 builders list a starting price under $400K; the lowest is The Townes at Cape Overlook in Lillington by Smith Douglas Homes from $193,900. Availability changes weekly.

Which towns have the most new homes under $400K in the Triangle?

By community count in our data: Clayton (13), Lillington (8), Garner (7), Durham (7), Fuquay-Varina (6), Benson (6).

Are there new construction townhomes under $400K?

Our data has no home-type field, so we can't filter townhomes reliably. Some communities have 'Townhomes' or 'Townes' in their name; check the builder page for the home type.

Does the starting price include HOA dues and property taxes?

No. The 'from' price is the base price. HOA dues and the combined county and town tax rate (per $100 of assessed value) are listed separately where published; a dash or 'Not published' means we could not find them.

Are quick move-in homes cheaper?

Sometimes. 62 of these communities have a published quick move-in price; compare it to the 'from' price in the table, and ask whether incentives differ for quick move-ins.

Compiled from cited public sources as of Oct 31, 2026 and provided as-is; details change often. Verify prices, incentives and warranty terms with the builder and your lender. Not financial or legal advice. See our terms & disclaimer and methodology.